Change for a better payment card
Why changing my debit/credit card?
You can now have several bank cards without leaving from your current bank. This allows you to avoid bank fees while enjoying discounts, insurances and useful services on a daily basis such as :
9 payment cards. Zero hidden fee.
Pay without limit or fees here and abroad. Choose from 6 online and mobile banks.
What is an online bank?
What is a neobank?
Why getting a new card?
How does it work ?
Online bank and mobile bank: reviews 2020
Bank mobility allows customers of traditional banks (network banks) to keep their main account and to choose an additional payment method without canceling their traditional bank card. This means of payment (payment card) is open in an online bank or a neobank. It comes with a bank account in France or in another country, a mobile application to manage expenses and daily budget, as well as insurance to cover the use of the card or purchases and activities. of the beneficiary.
Among online banks (or remote banks), there are ING, Boursorama bank, Fortuneo, Orange Bank, BforBank and Hello Bank. The neobanks are mainly represented by N26, Revolut, Max, Monese and Chime. Unlike online banks, neobanks have mobile apps that offer a better user experience, no fees on overseas expenses, a guaranteed interbank exchange rate, and no account maintenance fees. However, they do not allow checks to be issued or cashed, nor do they allow savings on banking products such as Livret A, LDD, etc.
Traditional banks (BNP, Crédit Mutuel, Crédit Agricole, etc.), allow free withdrawals from their ATMs, offer a checkbook and allow you to meet a financial advisor (banker) to make better investments or make a mortgage or to the consumption.
Neobanks come from Fintech startups around the world. This is why customers find that they have a German or British IBAN while they are more used to a French IBAN.
Spendways not only allows you to sort and select professional and personal bank accounts and cards, but also to question the customers of these online banks and neobanks to choose the one that best suits your lifestyle and future projects. Discover without further delay your best bank by making a selection and a personalized comparison.