Are your savings earning nothing? With inflation, that means you’re losing money. To make matters worse, your bank isn’t helping you grow your savings, and the mobile app isn’t giving you control over your capital either. Unlock this situation, grow your savings and get rid of bank charges with Vivid Money.
Vivid is a neobank offering a free metal card, virtually no bank charges and attractive exchange rates. Vivid allows you to earn up to 10% on your purchases from a wide range of retailers in the form of shares in listed companies, which will increase in value and pay you dividends.
TL;DR
- The only free metal bank card on the market. CVV code visible only in the mobile application for greater security
- Creation of 1 to 15 sub-accounts, each with a unique IBAN and the currency of your choice from the 40 available
- Cashback of up to 10% of the amount spent in your favorite establishments thanks to the Champion program
- Free alternative to neobanks N26, Revolut, bunq, etc.
Vivid Review: 4/5
This review about Vivid reflects our experience and tests. It is limited to this section for general information purposes only and does not constitute financial advice. The rest of this page is informative and objective (except Customers Reviews about Vivid at the bottom of the page).
Vivid Review
Vivid is a financial platform that generates a lot of discussion. As a Vivid user, I'm going to share my experience, the pros and cons I've observed.
First, the advantages of Vivid. The first advantage is cashback and rewards. One of Vivid's strong points is its cashback system on everyday purchases and foreign payments. Rewards are attractive and can be accumulated quickly.
Second advantage: multi-currency accounts. For those who travel or manage international transactions, Vivid offers very practical multi-currency accounts, avoiding conversion fees and simplifying their use.
Third advantage: the interface and functionalities. Vivid's user interface is intuitive and pleasant. Features such as automatic categorization of expenses and the creation of personal sub-accounts make day-to-day financial management easy.
Let's move on to Vivid's drawbacks. The first is customer service. Although generally satisfactory, it can sometimes leave something to be desired for some users, with long response times and difficulties in resolving certain problems.
The second disadvantage is the complexity of certain functions. Some options may be difficult for new users to understand, which can make them less fluid to use.
In a nutshell, Vivid offers interesting advantages such as cashback, multi-currency accounts and a user-friendly interface. However, there is room for improvement in terms of customer service and the complexity of certain functions. My score for Vivid is therefore 8 out of 10. If this rating has convinced you, don't hesitate to sign up with my affiliate link in the description.
Vivid's offerings can seem complex with all their features, especially for new users. Indeed, understanding the possibilities can take time, and some might feel lost at first.
Benefits
- Multi-currency account
- Cashback
- Investment in fractional assets (crypto, gold, ETFs, equities)
Disadvantages
- German IBAN
- Slow customer service
- Complexity of certain functions
Reviews
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