Free N26 Standard card
The N26 Standard card is a free payment method offered by the Neo-bank N26. The opening of the account as well as the transparent Mastercard are free of charge with no income requirement. The German bank N26 can offer this free service mainly thanks to the rewarded partnership that links it to the Mastercard network. N26 will also hope that you’ll let yourself be seduced by a premium card N26 You or N26 Metal. This bank account and free card will be perfect for managing everyday expenses and occasional travel. To open an N26 Standard account, click on the green button (bottom right of the screen) and then bring an ID (ID card or passport).
Advantages of the transparent N26 card
- Card is 100% free. No delivery, subscription or usage fees (payments or account maintenance)
- No fees on foreign expenses and payments in foreign currency
- Account creation in 8 minutes with your phone
- No income requirements
- Very competitive exchange rate for foreign currency payments
- Real-time notifications and expenses on the Android or Apple mobile application
- Very intuitive mobile application
Points to take into account
- German IBAN: with N26, your cash will be in Germany which is not a problem in itself. However, this may oblige the person who wishes to transfer money to you to carry out a security operation with his bank.
- No check issuing or cashing possible. N26 does not offer a checkbook, a bank check or the possibility to cash a check.
- Cash deposit is not possible as for all neo-banks.
- No physical branch as for all neo-banks.
- 5 free withdrawals/month at the ATM of your choice then 2€/withdrawal
- No authorized overdraft
- No insurance. If you are interested in N26 insurance, discover the N26 You and N26 Metal accounts
- Outstanding amounts over 50.000€ are taxed at 0,5%.
Is the transparent N26 right for you?
The transparent N26 card is ideal for those who are looking for a bank card that allows you to pay anywhere in the world without fees, and who are also looking for a mobile app that offers efficient, real-time expense tracking. The transparent N26 is free of charge and is therefore an excellent complement to an online bank or a traditional bank.